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Law Insurance + Own Damage Extension

Law insurance covers third parties. The extension adds protection for your own vehicle. Quote online with your vehicle details: no calls, and no need to declare its value.

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The difference

Law Insurance

The mandatory insurance required to drive. It responds for damage your vehicle causes to third parties, under the conditions of the policy issued by the insurer.

The Own Damage Extension

Added on top of law insurance to include protection for your own vehicle. The exact scope, limits and conditions are detailed in the quotation and in the issued policy.

Who it is for

Made for drivers who want more than the minimum

For drivers who only have law insurance today and want more protection without moving to a full policy, and for those looking for a clear middle option.

You already have law insurance

You meet the legal requirement, but your own vehicle is left out. The extension builds on that base.

You want a middle ground

More protection than law insurance, without the cost or scope of a full policy.

You can no longer afford full coverage

but you don't want to be left fully exposed. Your law insurance repairs whoever you hit. With the extension, you also repair your own vehicle.

Auto Law Insurance + Extension

More protection for your vehicle, without overpaying

Your Law Insurance covers others. The extension adds support to repair your own vehicle when an accident happens.

Your vehicle is covered too

You don't just cover third parties. With the extension you get support to repair damage to your own vehicle in an accident.

Applies to partial losses, provided a third party is involved and after a satisfactory vehicle inspection.

RD$300,000

Annual coverage

To respond to covered damage to your vehicle.

2

Covered events

You can use the extension up to twice in the same year, subject to the available limit.

No deductible

Nothing out of pocket

You pay no deductible when your vehicle is repaired.

More backing when a collision happens

Extra protection against crashes and collisions, so an accident doesn't turn into an expense you weren't expecting.

From

RD$5,800per year

The price depends on your vehicle type and the plan you choose. Get your quote online in a minute.

Quote my vehicle

Final coverage, limits and conditions are those stated in the quote you receive and in the issued policy.

Vehicle Insurance

Ready to protect your vehicle?

Quote online in a few minutes and receive your options by email and WhatsApp.

Get your Auto Insurance Quote

Request your quote and you will receive it within minutes!

For a faster and more accurate quote, please attach a photo of your vehicle registration (matricula) and your national ID (cédula).

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Frequently asked questions